If you live in Florida, then you must pay special attention to the types of roofs and choose the ones that are suitable for the hot and humid weather conditions of Florida.
The roof type also particularly impacts your homeowner’s policy because the policy requires you to provide information about the material and the roofing structure. The policies of Florida Home Insurance are quite strict in this regard and you should know about the popular roofs in Florida before it’s too late.
Today we have compiled the list of most popular Florida roofs that are most suitable for the climatic conditions of Florida.

Clay Tiles
Let’s study about each of them.
This is the most commonly used roof type in coastal areas of Florida. This is because they have a remarkable ability to sustain in the humid environment and prevent the formation of molds & insects.
Let’s have a look at some of the most prominent features of clay tiles rules and see why they are very common in coastal and Southern areas of Florida.
Notable features
- They have a very large lifespan and can last up to 50 years.
- Clay tiles can withstand all climatic conditions. Moreover, they are very resilient in the presence of fire, water, and wind, and do not get affected quickly.
- The clay tile roofs are extremely resistant to insects and molds and do not promote the formation of any living creatures.
- They are extremely well maintained and never rot.
Drawbacks
- Clay tiles are often overpriced and may cost a lot of money.
- They cannot withstand the physical damages and can easily crack or break. As a result, you may have to proceed with the occasional repair.
Shingles

This type of roofing structure is very common in America. Shingles are often made up of fiberglass or asphalt and usually require very little repair. They are lightweight and are not suitable for the coastal areas where there are greater chances of heavy storms.
Notable Features
- Shingles are extremely attractive and accessible.
- No matter what the architecture of your home is, a shingled roof can adjust in every type of home.
- They are inexpensive and anyone can afford them.
- Being the most common style of roof in Florida, they will work well for you.
- If they are not exposed to hurricanes, they can last up to 30 years.
Drawbacks
- They may damage, wrap or crack faster in hot or stormy environments. However, people still use them because they are affordable and easy to replace or repair.

Slate
These roofs are not very common but they are the strongest and customizable roofing options. It would be right to say that this type of roofing structure is the most suitable one for the extreme weather conditions of Florida. However, people rarely use this roofing option because it is extremely heavy. If you are also going to install the slate roof, you should consider whether or not your home can handle it.
Notable features
- Slate roofs are organized and hand customizable.
- They are environmentally friendly.
- The life span is quite long and they can last up to 40 years.
- Slate roofs are fire-resistant.
Drawbacks
- They can crack under heavyweight and wind pressure.
- In case you proceed with the repair, you will not be able to find the similar color of tiles easily.

Metal
If you live in Florida and are looking for an alternative to traditional roofing then a metal roofing system will work for you. This type of root system party works for areas like Florida where hurricanes and wind storms are common. It has the potential to withstand very extreme and windy weather conditions. According to an estimate, a metal roof can withstand winds up to 160 mph.
Notable features
- Metal roofs come up with very high customization features.
- Metal reflects the sunlight so it works in the hot and humid environment of Florida by reflecting the heat waves. In this way, you can enjoy additional top insulation.
- It is long-lasting because it has very high insect resistance and prevents water absorption as well.
- This type of roofing system has also proved helpful in cold weather conditions particularly in hailing. Although hailing is not common in Florida, it has happened there.
- It requires low maintenance.
Drawbacks
- Any kind of physical damage will require you to proceed with the complete replacement of the roof. This is because dents are not repairable.
- You may need to hire a professional roof installation company for the installation of a metal roof.
Wrapping Up
It is a common observation that not all kinds of roofing systems can work in Florida. This is because, in the hot and humid environment of Florida, the lifespan of the roofs gets badly affected.
By opting for the above-mentioned roofing systems, you can ensure a comparatively large lifespan. However, you will also have to proceed with regular maintenance to ensure the efficient working of these roofs.
All the above types of roofs work well in the hot, humid environment and can also stand against hurricanes, fires, and storms. So you can confidently proceed with any of them if you are living in Florida.
Our team is here for you, to schedule a free roofing estimate and speak with our team of roofing experts contact now.
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